Legal notice

Who runs this site

The site is run from Spain by a private individual, with no commercial activity at present. Write to the address above for the full identifying details.

What this site is

Microtools offers free online calculators. They are informational tools: they give an indicative result based on the figures you enter and the assumptions each tool states on its own page.

Limits of liability

The results are indicative and carry no guarantee. They do not constitute financial, tax, legal, medical or professional advice of any kind, and they do not replace a qualified professional who knows your particular circumstances.

Every tool states the assumptions behind its calculation. Those assumptions simplify reality: they leave out fees, tax, regulatory particulars and individual circumstances that can change the outcome substantially. Check any decision that matters with a professional.

Anything touching regulation reflects the rules that apply in Spain, and those rules change. We do not accept liability for decisions taken on the basis of these results.

Use of the site

Use is free and requires no registration. You agree not to use the site in a way that damages it, disrupts it, or interferes with anyone else's use of it.

The content, the design and the source code are the property of the site operator. You are welcome to link to any page and to share result links.

Data and cookies

How data is handled is set out in the privacy policy and the cookie policy. In short: the calculations run in your browser and what you type never leaves your device.

Applicable law

This notice is governed by Spanish law. Nothing here limits the rights you have as a consumer under the law of your own country of residence.

Updated on 27 August 2026.

move · open · Esc close Missing one?